5 Big Surprises for Visitors to Hvar
Even the most seasoned travelers can be caught off guard by local practices that differ from home. Here are five significant surprises that families visiting Hvar should prepare for to ensure a smoother island experience.
Preparation Strategies
Adjust expectations rather than becoming frustrated by different norms
Embrace these differences as part of the authentic cultural experience
Communicate clear safety expectations with children while respecting local customs
Build extra time and patience into your plans to accommodate these differences
Remember that different doesn't mean wrong—just part of the adventure!
1. Cash is Still King
While card payments are increasingly common in urban centers, many businesses on Hvar—including some restaurants, small shops, and service providers—still operate exclusively with cash. The island runs on Euros, so prepare accordingly by:
Carrying sufficient cash for daily expenses
Locating ATMs in your area upon arrival (Jelsa and Stari Grad each have several)
Asking about payment methods before ordering at restaurants or committing to services
Breaking larger bills when possible, as small businesses may struggle with change
Family tip: Set a daily cash budget and keep a separate emergency cash reserve in your accommodation safe.
2. No Ride-Sharing Services
Unlike many destinations, Hvar operates without Uber or similar ride-sharing apps. Transportation options include:
Traditional taxis (which can be limited during peak season)
Local bus services connecting major towns (don’t run very often, you can check the timetable at Jelsa Bus Stop, or at local tourist office)
Rental cars, scooters, or bicycles
Water taxis between coastal points
Family tip: Save local taxi numbers in your phone upon arrival, and consider arranging return pickups when being dropped off at remote locations.
3. Rental Car Insurance Realities
The rental car scene on Hvar differs significantly from what many international visitors expect. Most local agencies offer minimal insurance coverage, creating potential financial exposure. Be prepared for:
Basic policies that cover very little
High deductibles even with "full coverage" options
Damage charges for minor scratches common on narrow island roads
Limited or no third-party liability coverage
Family tip: Check if your credit card or home insurance offers rental car coverage internationally, or consider purchasing additional third-party insurance before arrival.
4. Different Safety Standards
Safety regulations and their implementation may differ noticeably from what you're accustomed to at home. You might encounter:
Boat excursions where life jackets are available but not strictly enforced
Construction areas with minimal barriers or warning signs
Rental equipment without the safety briefings you might expect
Swimming areas without lifeguards, even at popular beaches
Family tip: Maintain your own family safety standards rather than relaxing them to match local practices. Bring essential safety items like life jackets for young children if you plan extensive boat activities.
5. Prevalent Smoking Culture
Croatia maintains a smoking culture that may surprise visitors from countries with stricter regulations. Be prepared to encounter:
Smoking in outdoor dining areas of most restaurants
Smoking on beaches and in public spaces
Limited enforcement of non-smoking areas
Fewer truly smoke-free environments than you might expect
Family tip: When reserving restaurant tables, specifically request seating far from smoking sections when possible, and seek out the handful of establishments with truly smoke-free policies.